Koba is a shared-money assistant you text. Tell him who paid and who owes. He splits the bill, keeps the tab, and sends the reminder so you never have to.
Save his number. Text him like a friend. Send a receipt photo if you have one. Friends do not need Koba, the app, or an account. They get a text and pay how they already pay.
Texting is enough. The app is optional: spaces, activity, and settle-up in one place. Splitting stays free, with unlimited spaces and expenses.
He never holds your money and never connects to your bank. Data is encrypted. Only you and the people in a space can see it. We do not sell your information. Security · Privacy
Join the waitlist. We text you his number the day it opens.