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Ask how your month is going and get a straight answer

Everything you text, scan, forward or import lands in a category. Koba counts your share of anything split, warns you before a limit is gone and suggests a fix you can accept with one word.

  1. You: how am I doing on eating out
  2. Koba: CA$255.00 of CA$300.00, 85% with 12 days left
  3. Koba: the CA$46.00 brunch on Sunday was trip food. move it to Vancouver weekend and split it?
  4. You: yes
  5. Koba: moved and split four ways. eating out is at 74% now

Your budget counts your share, not the whole bill

Avery paid CA$128.04 for dinner, but only CA$42.68 of it was Avery’s. Counting the whole charge would make October look over budget when it isn’t. Koba counts what was actually yours.

Eating out

October 2026

CA$220.50 of CA$300.00

74% used, 12 days left

  • Harbourline KitchenCA$42.68
  • Everything else in OctoberCA$177.82
  1. You: from now on greenleaf receipts go to the house, split four ways
  2. Koba: got it. that rule runs before your other defaults
  3. Thursday 6:12 pm
  4. You send a photo of a Greenleaf Market receipt.
  5. Koba: filed by your Greenleaf rule: CA$187.48 in Maple Street Household, CA$46.87 each. say undo if it wasn’t for the house

Categories that learn

Fix a category once and Koba remembers it

Recategorise an expense by text, in the app or on the web. The month recalculates, and when you say how a store should always be handled, Koba turns it into a rule.

  • Totals recalculate everywhere
  • Turn it into a rule
  • Undo a recent filing

Questions

Can I keep my budget private from my group?

Yes. Your budget is yours. A shared space can have its own budget, which its members see.

Does Koba change my limits?

No. It suggests; you decide. Limits change only when you change them.

Can I export my history?

Yes, whenever you want it, including after a trial ends.