Ask how your month is going and get a straight answer
Everything you text, scan, forward or import lands in a category. Koba counts your share of anything split, warns you before a limit is gone and suggests a fix you can accept with one word.

- You: how am I doing on eating out
- Koba: CA$255.00 of CA$300.00, 85% with 12 days left
- Koba: the CA$46.00 brunch on Sunday was trip food. move it to Vancouver weekend and split it?
- You: yes
- Koba: moved and split four ways. eating out is at 74% now
Your budget counts your share, not the whole bill
Avery paid CA$128.04 for dinner, but only CA$42.68 of it was Avery’s. Counting the whole charge would make October look over budget when it isn’t. Koba counts what was actually yours.
Eating out
October 2026
CA$220.50 of CA$300.00
74% used, 12 days left
- Harbourline KitchenCA$42.68
- Everything else in OctoberCA$177.82

- You: from now on greenleaf receipts go to the house, split four ways
- Koba: got it. that rule runs before your other defaults
- Thursday 6:12 pm
- You send a photo of a Greenleaf Market receipt.
- Koba: filed by your Greenleaf rule: CA$187.48 in Maple Street Household, CA$46.87 each. say undo if it wasn’t for the house
Categories that learn
Fix a category once and Koba remembers it
Recategorise an expense by text, in the app or on the web. The month recalculates, and when you say how a store should always be handled, Koba turns it into a rule.
- Totals recalculate everywhere
- Turn it into a rule
- Undo a recent filing
Questions
Can I keep my budget private from my group?
Yes. Your budget is yours. A shared space can have its own budget, which its members see.
Does Koba change my limits?
No. It suggests; you decide. Limits change only when you change them.
Can I export my history?
Yes, whenever you want it, including after a trial ends.
