One request per person, settled when it’s paid
Koba nets a trip or a month down to one amount per person, sends each their own request with what it was for, follows up once and records the repayment when you confirm it.
Paying inside Koba is planned. Today you pay the way you already do.
Vancouver weekend
- You: @koba where did everyone land for the weekend
- Koba: Maya owes Avery CA$169.68 and Leo owes CA$169.68, for the stay, dinner and brunch. Priya already paid her CA$127.00. I sent each of you your own request
- Leo: just sent it avery
- Koba: Avery, Leo says he paid CA$169.68. confirm when you see it and I’ll mark him settled
A debt is settled when the person who was paid confirms it
“I paid” is a report. It becomes settled when the person who was paid confirms it. Paying back inside Koba is planned; until a payment provider is chosen, you pay the way you already do.
Maya Chen owes you CA$169.68
Vancouver weekend
- Request sent, doneMaya: CA$169.68 for the stay, dinner and brunch
- One reminder, doneWednesday 10:00 am, outside quiet hours
- Maya says she paid, not yetShe paid you directly, the way you two always do
- You confirm it arrived, not yetNow it is settled for both of you, with the history kept
Questions
Does Koba hold or send money?
No. Koba keeps the record and does the asking. A planned payment option will be described here once a provider is confirmed.
What if someone disputes an amount?
They can say so in the chat. The request pauses and the expense can be corrected for everyone.
Will Koba nag my friends?
One reminder at a sensible time, outside quiet hours, and nothing once the debt is settled.