Koba is an AI assistant for shared money. Text him in iMessage to split bills, scan receipts, track trips and spaces, and send the awkward reminder so you do not have to.
Add Koba to a chat, or text his number yourself. Tell him what happened: who paid, who was there, send a receipt photo. He does the math, keeps the ledger, and can nudge the right people.
No. They can get a text from Koba and settle however they already pay. If they join, they see the same numbers in the same space.
Yes. That is the point. Koba lives where the group already talks, so you do not leave the conversation to open another app.
Shared expenses, receipt splits, trip and roommate spaces, who is settled, who still owes, and recurring costs like subscriptions when you tell Koba about them.
Only if you want it to. Bank-connected watching is an optional Koba Premium feature, and even then Koba never holds, moves, or touches your money. You pay however you already pay (Venmo, Interac, cash) and Koba keeps the record.
Your data is encrypted in transit and at rest, with row-level access so only you and the people in a space can see it. We do not sell your information. Receipt images stay in access-controlled storage.
Yes. Send a photo in the chat. Koba reads the items and total. Scanning comes with your trial and with Koba Premium, subject to fair use. Extracted amounts can contain errors, so glance at them before you save.
Trips, apartments, couples, dinner groups, weekends, groceries, rent. Any shared space where people spend together and someone has to keep score.
Everything is free for your first 7 days. After that Koba Premium is $18.99 a month, $115.99 a year ($9.66 a month, save 49%), or $7.99 a week; without it your data stays yours to see and export, and Koba still answers balances and settle-ups over text. Friends of a Premium member never pay, and Koba never holds your money.
No. Koba lives in your Messages app, so you text him the way you text anyone else. A companion app for charts and spaces is almost here, coming to the App Store, and nothing you tell Koba requires opening it.